Builders Risk Insurance for New Poultry House Construction
Coverage from groundbreaking to first flock, built specifically for poultry construction -- not a generic contractor's builders risk policy stretched to fit.
Why Builders Risk Matters
Your farm property policy covers your existing poultry houses. It does not cover a house that is still under construction. That gap is exactly where things go wrong: a lender wants proof of coverage before releasing funds, a storm rolls through mid-build, or a generic policy turns out not to name the right parties.
Builders risk closes that gap. It is a separate, short-term policy that covers the structure while it is being built, and it needs to be in place before the first construction draw goes out.
What the PGA Builders Risk Program Covers
Poultry-Only, Not Bolted-On
This is a poultry-only builders risk program, purpose-built for broiler, layer, and turkey house construction. It is not a generic contractor's builders risk product adapted after the fact.
Same-Day Certificate of Insurance
Lenders and builders need a Certificate of Insurance (COI) to release funds. We turn these around the same day.
Coverage Before the First Draw
Coverage can be in place before your first construction draw, so there is no gap between when your lender expects proof of insurance and when it actually exists.
Correct Lender Language
The mortgagee (your lender) or loss payee is named correctly on the certificate, the way your lender's underwriting requires it. This is one of the most common reasons builders risk certificates get rejected -- we get it right the first time.
30-Day Notice of Cancellation
Your lender gets 30 days' notice if the policy is ever cancelled, so there are no surprise gaps in coverage during construction.
12-Month Term That Rolls Into Your Farm Policy
The builders risk term runs 12 months and rolls directly into your permanent PGA farm property program at completion. No gap in coverage, and no new binder needed at turnover.
"Coverage in place before your first draw. No gap at turnover."
Bind Checklist
Here is what we need to get your builders risk certificate started:
- Builder name
- Total project value
- Farm/construction location
- Lender name and loss payee designation
- Construction start date
What Happens at Completion
When construction wraps up, your builders risk policy does not just expire and leave you scrambling for a new binder. It rolls directly into the permanent PGA farm property program -- same coverage philosophy, no gap, no new application scramble at turnover. Your house goes from under-construction to fully insured without a seam.
Start Your Builders Risk Certificate
Have your builder, project value, location, lender, and start date ready and we can move fast.
Meet the Team
