Ntawv Pov Hwm Rau Qaib Nqaij, Qaib Qe thiab Qaib Ntxhw
Kev pov hwm tsim raws li cov neeg yug qaib ua hauj lwm tiag -- tsis yog daim ntawv liaj teb dav dav muab qaib ntxiv rau tom qab.
Them Dab Tsi
Tsev Qaib (Vaj Tse)
Koj cov tsev raug pov hwm hom Special / Open Peril: txhua yam raug them tsuas yog qhov sau meej tias tsis them. Tsev txog 25 xyoo tau nqi ua dua tshiab. Ru tsev 12 xyoos rov saud yog qhov zam: tau nqi qub rau ru tsev nkaus xwb. Tsis tas li, 115% Nqi Ua Dua Tshiab: yog nqi ua tsev nce tom qab muaj kev puas tsuaj, daim ntawv them txog 15% siab dua koj tus nqi teev.
Twj Tsav Puas
Kiv cua, generator, twj pub mov, kav dej, twj cua -- puas fais fab lossis puas tshuab, them. $150,000 ib zaug, ntxiv $50,000 nyiaj poob thaum tos kho, ntxiv pov hwm generator. Koj daim contract nrog tuam txhab qaib yuam kom twj khiav -- qhov no tiv thaiv qhov ntawd.
Nyiaj Poob (Business Income)
Yog kev puas tsuaj ua rau ib lub tsev nres, qhov no them cov nyiaj koj tsis tau los ntawm tuam txhab thaum koj kho. Koj xaiv tus nqi. Them raws qhov poob tiag, tom qab tos 72 teev, tsis muaj hnub kawg.
Kev Lav (Liability)
Tiv thaiv koj yog muaj neeg raug mob hauv koj daim av lossis koj ua puas luag tej.
TSIS Them Dab Tsi
Peb xav qhia ua ntej, tsis xav cia koj mam paub thaum thov nyiaj.
- Cov qaib tsis raug them. Cov qaib yog tuam txhab li, tsis yog koj li. PGA tsis muaj ntawv pov hwm rau qaib tuag.
- Dej nyab tsis them, tsis muaj kev zam. Qhov no yog ib txwm rau ntawv pov hwm liaj teb. Yog koj nyob qhov chaw dej nyab, nug Shaed seb muaj kev xaiv dab tsi.
- Koj lub tsev nyob thiab tsheb tsis raug them hauv daim ntawv no. Yuav tsum muaj ntawv pov hwm tsev thiab tsheb cais.
Cov Lus Nug
Tsev laus ne?
PGA them tsev txog 25 xyoo raws nqi ua dua tshiab. Ru tsev 12 xyoos rov saud: nqi qub rau ru tsev xwb.
Ntev npaum cas paub nqi?
Hu 10-15 feeb. Xav paub pes tsawg lub tsev, xyoo ua, yug rau leej twg, daim ntawv qub. Paub hnub ntawd.
Nyuam qhuav renew -- hloov puas tau?
Tau. Hloov nruab nrab tau, daim qub them nqi seem rov qab. Tsis tas tos txog hnub renew.
Npaj Txhij Paub Nqi?
Feem coob paub hnub ntawd los ntawm ib zaug hu 10-15 feeb. Npaj: pes tsawg lub tsev, xyoo ua, tuam txhab, daim ntawv qub.
Hu lossis xa ntawv rau Shaed: (479) 903-0435. Email: hazen.cates@alliant.com.
Meet the Team
